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“Anything that keeps you in the game has a quantifiable advantage”
– Morgan Housel
Coming soon
Frequently Asked Questions
Who should invest in equities?
Ideally everyone. Anyone who is looking at long term wealth creation should invest in equities. If the investment horizon is long term and whether the investment goal is children’s education / marriage / setting up in business or planning the retirement fund, equities will help meet your goals better than any other asset class and with least operational hassle. Ideal investment horizon is 5 years +.
Who should invest in fixed income?
If you have a shorter investment horizon and may need funds, let us say, within a year for buying a property, then fixed income is the best option for you. Also, fixed income options could be set up to give you monthly/quarterly / annual payouts to meet your requirements.
Including fixed income securities in a portfolio can enhance stability, especially in uncertain market conditions, while providing regular income and preserving capital. They are important tools for portfolio diversification, hedging against inflation and risk management.
How can one best manage the risk of investing in equities?
The returns in equity tend to be non-linear in nature. The risk in equity investment is best managed through in-depth research while constructing portfolio, portfolio diversification, time diversification, disciplined approach and long-term investment horizon.
In case an investor does not have the necessary skills or bandwidth to undertake this deep research, then it is advisable to do the investments through a trusted Fund Manager.
However, it is important to note that in equities it is possible to see a decline in portfolio values of ~5-30% in the following short period given the nature of the underlying asset class.
As the holding period increases, the return profile improves.
“Time spent in the markets is more important than timing the market.”
What is Portfolio Management Services (PMS)?
A portfolio management service provides professional management of your investments to create wealth.